Repayment of payday loans and loans with a bank loan

Nowadays, we are increasingly reaching for payday loans, because they can be simpler and faster to obtain than a regular bank loan. Will repayment of payday loans be possible? The procedure for applying for payday loans is simple. Therefore, we get it online without leaving home. Of course, on income statements. At the bank, for larger amounts, you must document your income with a certificate of employment and income or income from your employer. Wait for the final decision. Increasingly, we see ads that the first payday loan is completely free, eg for 30 days “you borrow and give back the same”. Of course, it is different in life and payday loans sometimes the last resort in our household. There comes a time when you have to pay back the borrowed amounts and they start to worry. Installations to be paid are several times higher than our income. You can fall into the payday loans loop very quickly, we take the next payday payday to pay off the first payday and the wheel meshes. Each subsequent one is more expensive, has a high interest rate, commission, and the amount to be donated increases. Read More

How to request a loan to do works at home

With the return after Easter holidays and the arrival of good weather, many families plan to make renovations at home. Sometimes it’s just about renewing the painting, but at other times the matter goes a little further. And the change is almost integral. It can be a turn to the kitchen, the bathroom or both. Read More

Dangers of applying for a loan to reform your home

Reforming a house does not usually come cheap. Especially if you don’t settle for a simple face wash. A comprehensive reform, depending on the quality of the materials used, can range between 300 and 700 dollars per square meter. Of course, for that price you can turn your old home into a totally new space. Read More

When it comes to furnishing your home, is credit or financing better?

Travel and renovation (17%), the purchase of household appliances (16%) and the purchase of furniture (13%) will be the purchases that will be paid the most in a financed manner during this year. They are data from the trend barometer on payment methods prepared by American Express. To finance itself, 47% will prefer consumer credit. Read More

What is the variable rate mortgage: pros and cons

The variable rate mortgage is a loan whose interest rate does not remain static but, over time, can fluctuate. What do these oscillations depend on? From the performance of the reference financial index. If the index rises the rate will vary upwards. If it goes down it will be touched down. But what are the Read More

Bank loans: avoid added costs

The flexibility of repayment is one of the hooks that financial institutions use to attract loan applicants and outperform their competitors. Many banks offer the possibility of returning a loan in low-cost installments, paying absolutely nothing for a time or financing the cost of commissions, among other advantages. The objective? Allow repayment of borrowed money Read More

Loans to reform a home

Reforming a home is always a headache: works, noise, dust … and if that were not enough, a very important money expense. In fact, sometimes it is a disbursement that cannot be dealt with at once. Given this reality, there are several entities that have financing products specifically designed for renovations. It is what is Read More